Penfold Pension is Changing the Game for Self-Employed and Employees Alike

As a quick disclaimer, this post may contain affiliate links, which means I get paid a commission for any purchases made ā€“ at no extra cost to you.

Are you self-employed or an employee looking to save for retirement? Either way, Penfold has got you covered.

You see, Penfold was originally created with the self-employed in mind. Freelancers, sole traders, and limited company directors often have a tough time with pensions because they have to manage everything themselves. It’s not like being an employee where everything is taken care of for you. Plus, let’s be real, pensions can be kind of boring and confusing.

That’s where Penfold comes in. They’ve created a pension that’s super flexible and easy to use. You can pay in as much or as little as you want, whenever you want. There’s no minimum or set amount of your salary like there is for employees.

But here’s the really cool part: you’ll still get all the benefits of an employed pension. That includes the government bonus (aka free money!) that everyone gets to help save for retirement. It’s a whopping 25% top-up on any money you save, completely free. If you were employed, you’d get this bonus by being able to pay into your pension before tax.

But wait, there’s more! With Penfold, you don’t have to figure everything out on your own. Their app is super easy to use and guides you through every step, and if you get stuck, there are professionals on hand to help. All you have to do is choose one of the three pension plans they offer and you’re all set. Then just sit back and watch your pension grow with their easy-to-use app.

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